Applicants must be between 18 and 65 years old.
About Us
At Sanket Gandhi - Insurance and Financial Advisors in Ontario, we stand by you as your well-wishers during challenging times.
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Disability Insurance in Ontario
Don’t Let Disability Derail Your Dreams
In the event of illness or injury, you could lose more than just a paycheck—you could risk losing everything you’ve worked for. Disability insurance isn’t just about replacing income; it’s about protecting your future ambitions.
Our Disability Insurance service in Ontario offers tailored disability insurance plans that provide comprehensive coverage to secure both your income and long-term goals. With our plans, your dreams don’t have to be put on hold because of unforeseen circumstances.
An Overview of Disability Insurance
Disability insurance protects your income if an illness or injury prevents you from working. It replaces a portion of your earnings, allowing you to maintain financial stability while managing daily expenses like rent, utilities, and groceries. This type of coverage is essential for anyone relying on their paycheck, offering long-term security and the ability to recover without financial strain.
Compare and Choose Your Policy
A Disability Insurance Checklist
To get started with your Disability Insurance in Brampton, please ensure you meet the following requirements:
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Provide details about your medical history and any current health conditions.
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Must be a resident of Canada, with coverage options varying by province.
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Proof of address like utility bill, bank statement, or lease agreement.
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Recent pay stubs, tax returns, or bank statements.
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Completed health assessment form, if required.
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Non-smokers may receive better rates; certain lifestyle choices (like extreme sports) may influence eligibility.
Our Working Process
Your Journey with Us
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Initial Consultation
We begin with a detailed discussion to identify your financial objectives and concerns
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Thorough Assessment
We will analyze your existing coverage and financial landscape
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Strategic Solutions
We provide custom insurance and financial plans recommendations
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Proactive Support
We offer unwavering support and regular check-ins to ensure ongoing satisfaction
FAQs
Disability Insurance FAQs
What is disability insurance?
Disability insurance provides income replacement if you are unable to work due to a disability caused by illness or injury.
What types of disabilities are covered?
Coverage typically includes both short-term and long-term disabilities, such as severe injuries, chronic illnesses, and mental health conditions.
How do I qualify for disability insurance benefits?
To qualify, you generally need to provide medical documentation of your disability and meet specific criteria outlined in your policy.
What is the waiting period for benefits?
The waiting period varies by policy; it may range from a few days to several months before benefits start.
