Navigate Health Challenges with Financial Confidence

Life can change in an instant, and when faced with a critical illness, the last thing you want to worry about is money. Sanket Gandhi Insurance offers Critical Illness Insurance in Ontario to help you navigate these unexpected challenges.

The treatment costs can skyrocket, with expenses for surgeries, hospital stays, and ongoing medications quickly piling up - our policy provides a lump-sum payout, giving you the freedom to focus on health not numbers.

insurance-details-img-1

An Overview of Critical Illness Insurance

Critical illness insurance offers a lump-sum payout upon the diagnosis of severe illnesses such as cancer, heart disease, or stroke. This coverage ensures you have funds to cover medical treatments, lost income, or lifestyle adjustments during recovery. It’s particularly valuable for those with financial dependents or high-risk family medical histories. A critical illness plan provides peace of mind in life’s most challenging moments.

insurance-details-img-1

Compare and Choose Your Policy

    A Critical Illness Insurance Checklist

    To get started with your Critical Illness Insurance, please ensure you meet the following requirements:

    Points

    • Applicants must be between 18 and 65 years old.

    • Provide details about your medical history and any current health conditions.

    • Must be a resident of Canada, with coverage options varying by province.

    • Proof of address like utility bill, bank statement, or lease agreement.

    • Recent pay stubs, tax returns, or bank statements.

    • Completed health assessment form, if required.

    • Non-smokers may receive better rates; certain lifestyle choices (like extreme sports) may influence eligibility.

    Our Working Process

    Your Journey with Us

    step

    Initial Consultation

    We begin with a detailed discussion to identify your financial objectives and concerns

    http://427
    http://428

    step

    Thorough Assessment

    We will analyze your existing coverage and financial landscape

    step

    Strategic Solutions

    We provide custom insurance and financial plans recommendations

    http://427

    step

    Proactive Support

    We offer unwavering support and regular check-ins to ensure ongoing satisfaction

    FAQs

    Critical Illness Insurance FAQs

    What illnesses are typically covered?

    Commonly covered illnesses include cancer, heart attack, stroke, multiple sclerosis, kidney failure, and major organ transplants, but coverage can vary by policy.

    How does the claim process work?

    To file a claim, you must submit a claim form along with medical documentation confirming your diagnosis. The insurer will review the information and, if approved, issue a payout.

    Are there any exclusions in the policy?

    Yes, most policies have exclusions, which may include illnesses resulting from self-inflicted injuries, substance abuse, or certain high-risk activities. Always review the policy details for specific exclusions.

    Is there a waiting period before coverage begins?

    Many policies have a waiting period (typically 30 to 90 days) after the policy is issued before coverage for critical illnesses takes effect.